Canada
Canada Business Calculators — GST/HST, Working Days, Invoice Dates & Finance Tools
Free Canada business calculators — GST at 5%, HST up to 15%, working days with all 9 federal holidays excluded, invoice due dates from Net 30/60/90, gross margin, markup, and CBM shipping volume. All tools are browser-based with no sign-up required.
5%
Federal GST
Up to 15%
HST (Maritime provinces)
~251
Working days/year
9
Federal holidays
Start here
What do you need to calculate?
Calculate Canada working days
9 federal holidays excluded
Calculate GST/HST
5% GST or up to 15% HST by province
Find invoice due date
Net 30/60/90 from any invoice date
Add business days to a date
Find a deadline N working days out
Calculate gross margin
GST-exclusive cost-to-price ratio
Calculate CBM / shipping
Sea freight cubic metres for quotes
Practical use cases
Useful for Canada businesses
Invoicing & AR follow-up
Set Net 30/60/90 due dates, adjust for federal holidays, and track overdue status for CRA-compliant invoices.
Canada Invoice Due DatePayroll & HR planning
Count working days in a pay period, plan leave windows around 9 federal holidays, and account for provincial holidays.
Canada Working Days CalculatorTax calculation
Add 5% GST or the applicable HST rate (up to 15%) to prices. Reverse-calculate tax from gross totals for CRA remittance.
Canada GST/HST CalculatorFreight quotation
Calculate CBM for LCL sea freight and add business days for delivery estimates from Vancouver, Halifax, or Montreal ports.
CBM CalculatorDeadline planning
Find real business-day due dates for contracts, SLAs, and regulatory filings with federal holidays excluded.
Real Due Date CalculatorCross-border operations
Compare Canada and US federal holiday calendars for cross-border invoice scheduling and NAFTA supply chain planning.
US Business CalculatorsMost searched in Canada
Tax
Working Days
Workflows
Canada Business Workflows
Workflow tip
Use this in your Canada workflow
After calculating GST/HST, invoice due dates, or working days, save the result into your team SOP, spreadsheet, CRM, Slack, Notion, email or checklist. Use the Copy result summary button in each calculator to paste a ready-made note your team can reference without recalculating.
Invoicing Workflow
- 1. Issue invoiceInvoice Due Date Calculator
Set Net 30 or Net 60 due date from invoice date
- 2. Adjust for weekendsReal Due Date Calculator
Move due date to next business day if needed
- 3. Count days remainingBusiness Days Calculator
See exactly how many working days until due
Tax Workflow
- 1. Check gross marginMargin Calculator
Verify cost-to-price ratio before quoting
- 2. Apply markupMarkup Calculator
Set selling price from cost plus markup %
- 3. Add GST/HSTCanada GST Calculator
Add 5% GST or provincial HST to total
Logistics Workflow
- 1. Calculate CBMCBM Calculator
Get total m³ for LCL sea freight quote
- 2. Find delivery dateAdd Business Days
Dispatch + transit days to arrival date
- 3. Set payment dateInvoice Due Date Calculator
Match supplier invoice to working-day terms
UtilityPilot App
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Open the app to pin your most-used calculators, save results, and access your country tools from any device.
All Tools
All Canada Business Tools
Canada GST/HST Calculator
Add or remove Canadian GST at 5% or HST up to 15% depending on province.
Canada Working Days Calculator
Count working days with 9 Canadian federal holidays excluded.
Business Days Calculator
Count working days between any two dates, weekends excluded.
Add Business Days
Find a future date by adding N business days from any start date.
Invoice Due Date Calculator
Calculate exact payment due dates from Net 7, 14, 30, 60, 90 terms.
Real Due Date Calculator
Adjust payment due date to next business day after a weekend.
Margin Calculator
Gross profit margin from cost and selling price.
Markup Calculator
Selling price from cost plus a markup percentage.
CBM Calculator
Shipping volume in cubic metres for sea freight and LCL quotes.
Work Hours Calculator
Total working hours from shifts — useful for Canadian payroll.
Reference
Canadian GST/HST by Province
| Province/Territory | Tax Type | Rate |
|---|---|---|
| Ontario | HST | 13% |
| British Columbia | GST + PST | 5% + 7% = 12% |
| Alberta | GST only | 5% |
| Quebec | GST + QST | 5% + 9.975% |
| Nova Scotia | HST | 15% |
| New Brunswick | HST | 15% |
| Prince Edward Island | HST | 15% |
| Manitoba | GST + PST | 5% + 7% = 12% |
| Saskatchewan | GST + PST | 5% + 6% = 11% |
Rates correct as of 2026 — verify with CRA for current provincial rates.
FAQ
Canada Business FAQs
What is Canadian GST?
GST is a 5% federal Goods and Services Tax applied to most goods and services in Canada. Some provinces have Harmonized Sales Tax (HST) which combines the federal and provincial rates into a single tax.
What is HST in Canada?
HST combines federal GST (5%) and provincial sales tax into one rate: Ontario 13%, Maritime provinces (Nova Scotia, New Brunswick, PEI, Newfoundland & Labrador) 15%. Businesses remit one combined amount to the CRA.
How many Canadian federal holidays are there?
There are 9 federal statutory holidays in Canada. Provinces may have additional provincial holidays (e.g. BC Day in British Columbia, Family Day in Ontario). Use the Canada Working Days Calculator for exact counts.
What is Net 30 in Canada?
Payment due 30 calendar days from invoice date. Industry norms vary — construction often uses 45 or 60 day terms. Use the Invoice Due Date Calculator to find the exact due date for any net terms.
How many working days in Canada in 2026?
Approximately 251: 365 minus 104 weekends minus 9 federal holidays on weekdays. Use the Canada Working Days Calculator for exact counts between any two dates.
What is a good gross margin in Canada?
Similar to US benchmarks: retail 30–50%, services 50–70%, SaaS 65–85%. Use the Margin Calculator to model your specific cost-to-price ratio.
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All Canada tools are free and browser-based. No sign-up required.