United Kingdom

UK Business Calculators — VAT, Working Days, Invoice Dates & Finance Tools

Free UK business calculators — VAT at 20%, 5%, or zero rate, working days with all 8 England & Wales bank holidays excluded, invoice due dates from Net 30/60/90, gross margin, markup, and CBM shipping volume. HMRC-accurate. All tools are browser-based with no sign-up required.

20%

Standard VAT

£90k

VAT threshold

~252

Working days/year

8

Bank holidays (Eng & Wales)

Practical use cases

Useful for United Kingdom businesses

Invoicing & AR follow-up

Set Net 30/60/90 due dates, adjust for bank holidays, and track overdue status in working days.

Invoice Due Date Calculator

Payroll & HR planning

Count working days in a pay period, plan annual leave windows around 8 bank holidays, and verify notice periods.

UK Working Days Calculator

VAT compliance

Add 20% standard rate or 5% reduced rate VAT to net prices. Reverse-calculate VAT from gross totals for HMRC returns.

UK VAT Calculator

Freight quotation

Calculate CBM for LCL sea freight quotes and add business days to estimate delivery windows from UK ports.

CBM Calculator

Deadline planning

Find the real business-day due date for contracts, SLA windows, and regulatory submissions with bank holidays excluded.

Real Due Date Calculator

Cross-border operations

Compare UK bank holidays with EU and US calendars for cross-border invoice and project scheduling.

VAT Calculator Europe

Workflow tip

Use this in your UK workflow

After calculating VAT, invoice due dates, or working days, save the result into your team SOP, spreadsheet, CRM, Slack, Notion, email or checklist. Use the Copy result summary button in each calculator to paste a ready-made note your team can reference without recalculating.

Workflows

UK Business Workflows

Invoicing Workflow

VAT & Tax Workflow

Logistics Workflow

UtilityPilot App

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Open the app to pin your most-used calculators, save results, and access your country tools from any device.

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Reference

UK VAT Rate Reference

CategoryRateExamples
Standard rate20%Most goods and services
Reduced rate5%Domestic fuel, children's car seats, women's sanitary products
Zero rate0%Most food, books, children's clothing, exported goods
ExemptN/AFinancial services, medical care, education
VAT registration threshold£90,000Taxable turnover in any rolling 12 months

Rates and thresholds correct as of 2026 — verify with HMRC for current guidance.

FAQ

UK Business FAQs

What are the standard UK VAT rates?

Standard 20%, reduced 5%, zero 0%. Most goods and services are charged at 20%. Domestic fuel, children's car seats, and women's sanitary products are charged at the 5% reduced rate.

How many UK bank holidays are there in 2026?

There are 8 bank holidays in England & Wales. Scotland has 9. Northern Ireland has 10. Exact dates vary by year — always check the HMRC calendar for the current year.

What is Net 30 in the UK?

Net 30 means payment is due 30 calendar days from the invoice date. Under the Late Payment of Commercial Debts Act, statutory interest at 8% above the Bank of England base rate applies after 30 days on B2B invoices.

How many working days in the UK in 2026?

Approximately 253 for England & Wales: 365 calendar days minus 104 weekend days minus 8 bank holidays. Use the UK Working Days Calculator for exact counts between any two dates.

What is a good gross margin for UK businesses?

Retail 30–50%, services 50–70%, SaaS 70–85%, manufacturing 20–35%. Use the Margin Calculator to model your specific cost-to-price ratio.

How do I add VAT to a UK invoice?

Multiply the net amount by 1.20 for the 20% standard rate. Divide the gross by 1.20 to remove VAT. The UK VAT Calculator shows the net amount, VAT amount, and gross total together.

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Start calculating

All UK tools are free and browser-based. No sign-up required.